September 7th, 2011
Funeral service providers are not all created the same and do not always offer the same services you might be expecting. When planning a funeral, you don’t always have a lot of time to make arrangements – so, learning the ins and outs of funeral planning ahead of time can help for when the time is necessary.
There are three categories of funeral providers to choose from.
- Full Service Providers
- Specialized Service Providers
- Limited Service Providers
Full-Service Funeral Providers
Full service providers offer the most options and services when it comes to funeral planning. They can fulfill any service request at any time. The services available are:
- Facilities for people to gather in for visitations and ceremonies.
- Vehicles such as a hearse and limousines for funeral processions.
- A large range of caskets, urns and other funeral service merchandise.
Keep in mind – that when using Full Service funeral home they often don’t offer simplified services with the same attention to detail as they would for a more elaborate full service ceremony.
Specialized Service Providers
Specialized service providers offer similar service options as the full service funeral homes do but on a more limited basis. The services are:
- Facilities for people to gather in for visitations. Typically they are smaller than the full-service providers buildings – and only have one or two rooms for services and ceremonies.
- Vehicles may or may not be provided, and hours of operation may be shorter.
- Small range of funeral merchandise, including caskets and urns. They are typically in a building similar to doctors office in appearance.
Limited Service Providers
Limited service providers usually arrange direct cremation and burials without ceremonies.
- The services they offer are usually limited when it comes to completion of documentation and transferring the deceased to the crematory or cemetery.
- Merchandise choice is very limited.
Make sure that the services and merchandise they offer are adequate for your situation. They are often very limited and precise when it comes to providing funeral services, however they are often the least expensive option.
Keep in mind…
- When ‘shopping’ for a funeral home provider, take care to go over all the details before signing any contracts. You can use the Funeral Home Comparison Checklist to help you when planning a funeral, by comparing prices and services offered at the funeral homes in your area.
Once you have chosen the funeral home to coordinate and provide your services, you will sit down with a funeral director to start planning and arranging the funeral. The whole situation is a bit intimidating if you are not sure of what to expect and how to express your concerns. By educating yourself about funeral and cemetery terminology as well as the means needed for pre-planning a funeral ahead of time, you will feel more comfortable when making the arrangements.
August 31st, 2011
Today, many families are not aware of their role in the funeral planning process. Once you have an idea of what you would like to take place at the service you are planning, you should sit down with a funeral director to go over the logistics.
Something you should know:
You are the one who determines the cost of the funeral services that will be held for you or your family members. The details of the services are guided and determined by your needs, and budget. But, not all funeral homes are created equal, they come in different sizes, styles and have different specialties. It is a wise idea to ‘shop’ around before deciding which funeral home to work with. Below is a checklist that will aid you in covering all the cost aspects associated with planning a funeral.
Funeral Home Comparison Checklist
Make copies of this checklist to compare the prices of services offered at funeral homes in your area.
Name of Funeral Home____________________________________________
Name of Crematory_______________________________________________
Name of Cemetery________________________________________________
Notes on Business Reputation_____________________________________
Continue reading “Funeral Home Comparison Checklist” »
June 13th, 2011
Estate lawyers, also known as probate lawyers or attorneys, are responsible for taking the personal representative/executor of a will through the estate planning process. Which means that they are trained to walk you through every step of your estate planning.
Estate Lawyers are equipped to offer legal and educational support helping you to organize and legalize your estate distribution.
Why hire and estate attorney?
If you have a complex estate or family situation that requires detailed planning, hiring an estate attorney to help you is a good idea. A good estate lawyer can build your estate plan, as well as minimize potential taxes and fees, and set up a contingency plan to make sure that your assets are distributed to the correct beneficiaries.
Examples of complex estates and complicated family situations
- Own your own business
- Your estate is worth more than 1 million dollars
- Have a special needs child
Continue reading “Estate Lawyers: What to Expect” »
October 28th, 2009
Funeral pre-planning or “pre-need” funeral planning gives you the ability to arrange your funeral in advance without the added burden of urgency during a time of great stress and grief. With funeral pre-planning, you will be able to make your wishes known to your family and relieve them from the burden of arranging your funeral service and burial.
There are three major elements involved in pre-planning a funeral: financing, the funeral service and the burial location. When pre-planning, you can focus on one element, all the elements, or parts of any of the elements.
Determining how to pay for your funeral is the most significant aspect of a funeral. Many families choose to pre-fund their funerals
Pre-funding is arranged by purchasing or instituting one of the following:
- Burial Insurance
- Final Life Insurance
- Pre-need Insurance
- Funeral Saving Accounts
- Life Insurance
- Trust Funds
Each of these options has its advantages and disadvantages. Before deciding which option suits your situation best, talk with a financial planner or funeral director to obtain all the facts including tax-liability and risk.
Pre-planning the funeral service involves deciding several of the funeral service details such as the following:
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